DOWNLOAD THE SHP RETIREMENT ROAD MAP®️ NOW
NEW EBOOK REVEALS How To Build A 5-In-1 Retirement Plan Designed To Get You To - And Through - Retirement On Your Own Terms
NEW EBOOK REVEALS How To Build A 5-In-1 Retirement Plan Designed To Get You To - And Through - Retirement On Your Own Terms
The SHP Retirement Road Map®️ cuts through the misinformation and shows you five distinct areas that you should consider for a successful retirement plan - and how to use them to create a plan that works for you!
STEP#1: Enter your name and email:
STEP#2: Click the "download Button" Below:
By clicking "Download The E-Book Now" I provide my electronic signature and express written consent to receive marketing calls or texts (by automatic dialer or otherwise), and emails from “SHP Financial”, its affiliates or representatives. I understand that my signature is not a condition of purchasing any property, goods, or services and that I may revoke my consent at any time.
From: Derek L. Gregoire, Keith W. Ellis Jr. and Matthew C. Peck, CFP®, CIMA®
Plymouth, Massachusetts
Is your retirement plan set up to support your post-workforce dreams over the long term?
In today’s world, people are living longer, more active lives than ever before. A traditional retirement plan may not be enough to sustain the lifestyle you want after retirement.
We think it’s time to consider a different approach.
Many Traditional Retirement Plans May Address Just One Or A Couple Areas Of Your Financial Life. The SHP Retirement Road Map®️ Addresses FIVE, Giving Our Clients More Freedom And Flexibility In Their Future.
At SHP Financial, we do retirement planning differently by addressing not just a few, but FIVE areas of financial life. This helps us create plans for our clients that help:
Create income they won't outlive
Potentially reduce their tax bill
Establish growth through investment
Plan for future medical expenses
Protect legacy wealth
Does that sound like something you want? Then keep reading!
We think there's too much misinformation out there creating hype and confusion. We’re not okay with people getting bad information and faulty guidance.
That is why the three of us left behind the corporate financial companies and became independent advisors in 2003. Our team now has over 75+ years of combined financial planning experience in the Boston Metro area.
Our goal is to help our clients cut through the noise and show them how the SHP Retirement Road Map®️ works so they can develop a retirement plan that supports their goals today AND tomorrow.
Our mission is to share what we know with as many people as possible to help them live the retirement they’ve always dreamed of. In order to do that, we created the SHP Retirement Road Map®️, a no obligation downloadable ebook with more than 100 pages of information.
It covers the details you need to know about creating a successful retirement plan.
The truth is, not all financial advisors address all of the key areas of a retirement plan. That’s a problem.
A retirement plan without a comprehensive focus is incomplete.
SHP Retirement Road Map®️
Is A Step-By-Step Guide To All 5 Areas Of A Holistic Retirement Plan
Do you know how much income you will need to live the lifestyle you want in retirement? The SHP Retirement Road Map®️ will help you identify how much income you’ll really need in retirement and help you:
- Maximize your Social Security benefits
-
Do an income and expense analysis
-
Create a plan to help manage inflation
-
Create a spousal income plan
We also cover the 4 percent rule, whether or not annuities are a good fit for you, and how to safeguard against market fluctuations.
The second area to consider in your retirement plan are your investments. The SHP Retirement Road Map®️ shows you how to assess your risk tolerance and risk capacity, plus:
- Provides information on the different types of investments available
-
Breaks down what you can expect for fees
-
Describes common pitfalls of investing and how to avoid "hard to understand" management costs.
Step number three in the SHP Retirement Road Map®️ is tax planning. Nobody likes to talk about taxes, but the good news is there are no unknowns when it comes to the tax code! This ebook shows you how to:
Out of all the areas we encourage people to plan for in preparation for retirement, health care costs probably get the least attention. Although today people are living longer and more active lives, you can still expect to experience an increased need for medical care as you age. The SHP Retirement Road Map®️ thoroughly explains the options when it comes to:
You’ve worked hard to leave a legacy to your loved ones. The SHP Retirement Road Map®️ ebook rounds out a comprehensive retirement plan by helping you:
- Plan for and protect what you leave behind for your family
-
Structure your legacy wealth to help potentially avoid probate and estate taxes
Now it’s time to find a professional financial advisor to help you implement your retirement road map. Who you choose depends on how close to retirement you are. This chapter walks you through what to look for in a professional, including information on:
- Accumulation vs. Distribution Advisors
-
Independent vs. Holistic Advisors
-
Working with a fiduciary
-
Finding someone you can trust
CHAPTER ONE:INCOME PLANNING
Do you know how much income you will need to live the lifestyle you want in retirement? The SHP Retirement Road Map®️ will help you identify how much income you’ll really need in retirement and help you:
- Maximize your Social Security benefits
-
Do an income and expense analysis
-
Create a plan to help manage inflation
-
Create a spousal income plan
We also cover the 4 percent rule, whether or not annuities are a good fit for you, and how to safeguard against market fluctuations.
CHAPTER TWO: INVESTMENT PLANNING
- Provides information on the different types of investments available
-
Breaks down what you can expect for fees
-
Describes common pitfalls of investing and how to avoid "hard to understand" management costs.
CHAPTER THREE: TAX PLANNING
Step number three in the SHP Retirement Road Map®️ is tax planning. Nobody likes to talk about taxes, but the good news is there are no unknowns when it comes to the tax code! This ebook shows you how to:
- Look ahead at potential future tax liabilities
-
Work to reduce future tax liabilities before they affect your retirement
-
Protect your taxable investments against potential tax increases
-
Use life insurance for its tax advantaged benefits
CHAPTER FOUR:HEALTH CARE PLANNING
Out of all the areas we encourage people to plan for in preparation for retirement, health care costs probably get the least attention. Although today people are living longer and more active lives, you can still expect to experience an increased need for medical care as you age. The SHP Retirement Road Map®️ thoroughly explains the options when it comes to:
- Health insurance
-
Medicare
-
Medicaid
-
Long-term care
-
Long-term care insurance.
CHAPTER FIVE:LEGACY PLANNING
You’ve worked hard to leave a legacy to your loved ones. The SHP Retirement Road Map®️ ebook rounds out your comprehensive retirement plan by helping you:
- Plan for and protect what you leave behind for your family
-
Structure your legacy wealth to help potentially avoid probate and estate taxes
Now it’s time to find a professional financial advisor to help you implement your retirement road map. Who you choose depends on how close to retirement you are. This chapter walks you through what to look for in a professional, including information on:
- Accumulation vs. Distribution Advisors
-
Independent vs. Holistic Advisors
-
Working with a fiduciary
-
Finding someone you can trust
SHP Retirement Road Map®️ will guide you on a step-by-step journey to a well-rounded solution. Just click the button below to download it now.
This 100+ page ebook is our COMPLIMENTARY gift to you because we’re committed to providing the best, most complete information about retirement planning out there.
STEP#1: Enter your email:
step #2: Click the "download Button" Below:
By clicking "Download The E-Book Now" I provide my electronic signature and express written consent to receive marketing calls or texts (by automatic dialer or otherwise), and emails from “SHP Financial”, its affiliates or representatives. I understand that my signature is not a condition of purchasing any property, goods, or services and that I may revoke my consent at any time.
What We Stand For
With the clients’ best interest as our beacon, we strive to build the foundation for their personal and financial goals; yet this is only possible with a perfect alignment of company and client.
Whether it is the independent and innovative financial strategies or the customer service that is above and beyond industry expectations, when we see the world through our clients’ eyes and our separate goals become one, then we have the opportunity to truly change lives for the better.
About The Authors
Derek Gregoire
Derek Gregoire co-founded SHP Financial to provide independent and innovative financial strategies for retirees and pre-retirees with customer service above and beyond industry expectations. Derek is insurance licensed, and holds his Series 65 securities license, which allows him to provide financial and investment advice, as well as personally manage investment portfolios as a fiduciary.
Keith Ellis
Keith Ellis has been helping clients preserve and protect their assets for more than 20 years. He is insurance licensed and holds his Series 65 securities license, which allows him to provide financial and investment advice, as well as personally manage investment portfolios as a fiduciary.
Keith is co-host of the popular “SHP Retirement Road Map Radio Show” which has been airing for about a decade on various local radio stations. He has been featured in national publications including Kiplinger, Forbes magazine, The Wall Street Journal, USA Today and Newsweek and is one of 36 contributing authors to the book Victory: Winning in Health, Wealth & Success.
He currently resides in Sagamore Beach, Massachusetts, with his wife and three children.
The SHP Retirement Road Map®️ cuts through the misinformation and reveals the five distinct areas that must be included for a successful retirement plan - and how to use them to create a plan that works for you!
STEP#1: Enter your name and email:
STEP#2: Click the "download Button" Below:
By clicking "Download The E-Book Now" I provide my electronic signature and express written consent to receive marketing calls or texts (by automatic dialer or otherwise), and emails from “SHP Financial”, its affiliates or representatives. I understand that my signature is not a condition of purchasing any property, goods, or services and that I may revoke my consent at any time.
Investment Advisory Services are offered through SHP Wealth Management LLC., an SEC registered investment advisor. Insurance sales are offered through SHP Financial, LLC. These are separate entities, Matthew Chapman Peck, CFP®, CIMA®, Derek Louis Gregoire, and Keith Winslow Ellis Jr. are independent licensed insurance agents, and Owners/Partners of an insurance agency, SHP Financial, LLC.. In addition, other supervised persons of SHP Wealth Management, LLC. are independent licensed insurance agents of SHP Financial, LLC. No statements made shall constitute tax, legal or accounting advice. You should consult your own legal or tax professional before investing. Both SHP Wealth Management, LLC. and SHP Financial, LLC. will offer clients advice and/or products from each entity. No client is under any obligation to purchase any insurance product. Investing involves risk, including possible loss of principal. Guarantees provided by insurance products are backed by the claims-paying ability of the issuing carrier.